Up until very recently, if you became the victim of credit fraud, your bank came to your rescue. However all that has changed and the burden is now on the retailer or business owner. This is all down to the little chip which has been added to your credit cards.

written by Henry Verlander

One of the most significant differences in the types of data traveling the internet today is whether the data is encrypted and not encrypted. The difference is a critical security issue, but would you believe that encryption could possibly be a bad thing! Perhaps you have seen the warnings that some internet browsers will pop-up to you, telling you that your data might be visible to others.